

At 55, Mr Cheah watched $420 000 from his CPF OA and SA move into the Retirement Account.
He felt secure knowing CPF LIFE would pay about $3,000 plus per month from 65 onwards — but didn’t realise every payout reduced what his children would eventually inherit.
His $420 000 would idle for 10 years, earning 2.5 % while inflation ran 3 %. By 65, its real value had already fallen below $360 000.
Through a Cashflow Will™ consultation, he realized that by pledging his property, he can redirect a portion of his money into a capital-protected structure that yields him more for his retirement
Within 30 days, he began receiving $4,500 per month — while the $200 000 principal stayed intact.
At his passing, the full $200 000 plus bonus dividends flow to his family.
From slow depletion to his CPF amount left for his next generation to steady growth: cashflow now receiving $18,0000 more than what he suppose to receive yearly, with legacy almost 1.5 times larger.
Their $5 million estate (three properties + cash + CPF) sat idle.
They drew down $6 000 monthly from savings while inflation cut their buying power by $60 000 a year.
Their plan: sell a property at 70 to fund retirement — a move that would shrink their children’s inheritance by $2 million.
Cashflow Will™ helped them ring-fence just $1.2 million of their assets into a dual-purpose structure.
That $1.2 million now yields $12 000 monthly cashflow while remaining fully insured and preserved.
Their net estate value projected to rise from $5 million to $9 million within 20 years.
They no longer choose between living well and leaving well — their wealth does both.
Justin owned a $2 million condo and $400 000 cash. His business income was volatile; his money sat in a savings account earning 0.05 %. He worried he’d need to sell assets to retire comfortably.
The Cashflow Will™ Framework restructured his property equity and cash and starts to generate positive cashflow
He now draws $20 000 per month predictably while his capital remains protected for his children. His effective estate value grew from $2.4 million to $5 million on projection.
From idle assets to financial engine: he earns consistently and his legacy multiplies.
where your pledged money in your will is silently losing value and learn how to activate those idle assets to start generating income immediately.
the secret method how the rich in Singapore multiply their estates without risky investments or complex trusts.
the exact monthly cashflow you can unlock, and what are the Idle assets that fund it so that you can start to receive cashflow in as quick as 30 days.
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